LIC Policy Online Surrender / Claim Kaise Kare 2026

LIC policy ko online surrender ya claim karna ab bahut easy ho gaya hai. Agar aap apni policy close karna chahte ho ya maturity claim/partial withdrawal lena chahte ho, to ye guide aapko step by step help karegi.

LIC Policy Online Surrender / Claim Kya Hai

Policy surrender matlab ki aap apni insurance policy ko terminate kar rahe ho aur accumulated fund/bonus ka paisa receive karna chahte ho. Claim matlab aap maturity amount, death benefit ya partial withdrawal ke liye apply kar rahe ho.

Required Documents

• Policy number
• Registered mobile number linked with LIC account
• Bank account details (for receiving payout)
• Identity Proof (Aadhaar, PAN, Voter ID)
• Address Proof (Aadhaar, Ration Card, Voter ID)
• Nominee details (for death claim)

LIC Policy Online Surrender Kaise Kare

Step 1 – Official LIC Portal Open Kare

Apni browser me LIC Official Website open kare. Login kare ya register kare agar pehli baar access kar rahe hain.

Step 2 – Customer Portal / Policy Services

“Customer Portal → Policy Services → Surrender / Claim” option select kare.

Step 3 – Policy Details Enter Kare

Policy number, name aur registered mobile number enter kare. OTP verify kare.

Step 4 – Bank Details Aur Nominee Verify Kare

Apni bank account details aur nominee details confirm kare. Ye paisa transfer ke liye zaruri hai.

Step 5 – Submit Surrender / Claim Form

Form submit kare aur confirmation screen par status note kare. Aapko ek reference number milega.

LIC Maturity / Death Claim Online Kaise Kare

Death claim ke liye: Nominee ko policy number aur nominee details ke saath online apply karna hoga. Documents upload kare aur bank details provide kare.

Maturity claim ke liye: Policyholder maturity date ke baad online claim apply kare. Bank account link kare aur claim submit kare.

Official LIC Links

• LIC Official Portal
• Policy Services
• Customer Services

Important Tips

• Official LIC website ya mobile app hi use kare
• OTP aur account details safe rakhe
• Reference number note kare for future tracking
• Claim process me documents properly upload kare
• Partial withdrawal ke liye terms aur lock-in period check kare

Benefits of Online Surrender / Claim

• Time save hota hai, bank branch jaane ki zarurat nahi
• Instant reference number aur tracking available
• Safe and secure official process
• 24/7 access from home or mobile

Conclusion

LIC policy online surrender ya claim karna official portal se simple aur safe hai. Upar diye steps follow karke aap apna maturity, death ya partial withdrawal claim easily apply kar sakte ho aur paisa directly bank account me receive kar sakte ho.

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